Fixed Deposit Rate of Interest
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TENURE | Callable FDs | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Upto 3 cr | ||||||||||||
Regular | Senior | |||||||||||
7 - 29 Days | 3.50% | 4.00% | ||||||||||
30 - 45 Days | 4.25% | 4.75% | ||||||||||
46 Days to 3 months | 4.75% | 5.25% | ||||||||||
3 months 1 Day to 6 months | 5.50% | 5.75% | ||||||||||
6 months 1 Day to 12 months | 6.75% | 7.00% | ||||||||||
12 months 1 Day to 18 months | 8.00% | 8.00% | ||||||||||
18 months 1 Day to 18 months 2 day | 8.50% | 8.50% | ||||||||||
18 months 3 Day to 36 months | 8.25% | 8.25% | ||||||||||
36 months 1 Day to 60 months | 7.75% | 8.25% | ||||||||||
60 months 1 Day to 120 months | 6.50% | 6.75% |
TENURE | Non-Callable FDs | |
---|---|---|
1cr to 3cr | ||
Regular | Senior | |
7 - 29 Days | 3.75% | 4.25% |
30 - 45 Days | 4.50% | 5.00% |
46 Days to 3 months | 5.00% | 5.50% |
3 months 1 Day to 6 months | 5.75% | 6.00% |
6 months 1 Day to 12 months | 7.00% | 7.25% |
12 months 1 Day to 18 months | 8.25% | 8.25% |
18 months 1 Day to 36 months | 8.50% | 8.50% |
36 months 1 Day to 60 months | 8.00% | 8.50% |
60 months 1 Day to 120 months | 6.75% | 7.00% |
∗ Effective from 27thJune 2025
∗ Premature withdrawal of callable deposits will incur a penalty of 1% over the interest rate applicable for the actual deposit period
∗ For deposits greater than 3cr, please reach out to bank branches
Recurring Deposit Rate of Interest
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Tenure From | Tenure Upto | Card Rates up to 2 cr. | Senior Citizen upto 2 cr. | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
0 Month 7 days | 9 Months 0 days | 4.50% | 4.75% | |||||||||
9 Months 1 days | 12 Months 0 days | 5.00% | 5.25% | |||||||||
12 Months 1 days | 24 Months 0 days | 7.50% | 7.75% | |||||||||
24 Months 1 days | 36 Months 0 days | 8.50% | 8.75% | |||||||||
36 Months 1 days | 48 Months 0 days | 8.00% | 8.25% | |||||||||
48 Months 1 days | 60 Months 0 days | 8.00% | 8.25% | |||||||||
60 Months 1 days | 72 Months 0 days | 7.50% | 7.75% | |||||||||
72 Months 1 days | 120 Months 0 days | 6.25% | 6.50% |
∗ Effective from 22nd August 2024
SAVINGS DEPOSIT RATE
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Flat 5.50% p.a with interest paid daily
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*Last updated on 06th June 2025
The Marginal Cost of Funds based Lending Rate (MCLR) with effect from 9th April 2025, for various tenors are as given under:
MCLR Rate
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Period | Rate | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
O/N | 15.76% | |||||||||||
1M | 16.04% | |||||||||||
3M | 16.21% | |||||||||||
6M | 16.36% | |||||||||||
1 Year | 16.30% |
External Benchmark Rates (EBLR) effective from 6th June 2025 are as under:
EBLR Rate
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EBLR | Rate | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
O/N | 5.50% | |||||||||||
1M | 5.50% | |||||||||||
3M | 5.50% | |||||||||||
6M | 5.50% | |||||||||||
1 Year | 5.50% |