Standard RD Features

• Minimum monthly installment of Rs. 100 and in multiples of Rs. 50
• Additional interest benefit (50 bps) for senior citizens
• Loan against deposit available after 6 months
• Facilities such as doorstep banking and SMS alerts

Flexible RD Features

• Minimum monthly installment of Rs. 100 and in multiples of Rs. 50
• Flexibility in installment amount
• Flexibility in skipping installments (max. 2 months only)
• Additional interest benefit (50 bps) for senior citizens
• Loan against deposit available after 6 months

Tax Saving Deposits Features

• Premature Withdrawal not allowed
• No Auto Renewal Facility
• No Loan/OD facility
• Reinvestment or Part Withdrawal not applicable
• Bulk Rates not applicable
• Minimum Initial Principal is Rs.1000 p.a. and maximum is Rs.150,000 p.a.
• Tenor is for 5 years lock-in