• Minimum monthly installment of Rs. 100 and in multiples of Rs. 10
• Additional interest benefit (50 bps) for senior citizens
• Loan against deposit available after 6 months
• Facilities such as doorstep banking and SMS alerts

Flexible RD Features

• Minimum monthly installment of Rs. 100 and in multiples of Rs. 10
• Flexibility in installment amount
• Flexibility in skipping installments (max. 2 months only)
• Additional interest benefit (50 bps) for senior citizens
• Loan against deposit available after 6 months

Tax Saving Deposits Features

• Premature Withdrawal not allowed
• No Auto Renewal Facility
• No Loan/OD facility
• Reinvestment or Part Withdrawal not applicable
• Bulk Rates not applicable
• Minimum Initial Principal is Rs.1000 p.a. and maximum is Rs.150,000 p.a.
• Tenor is for 5 years lock-in

Eligibility
Details for individuals and groups eligible:

• Residents/ Individuals
• Hindu undivided families
• Sole proprietorship firms
• Partnership firms
• Limited companies
• Trust accounts

Documentation

• Identity Proof
• Aadhar letter card issued by Unique Identification Authority of India (UIDAI)
• Valid Passport with photograph & signature
• Driving license (Handwritten or laminated) issued by regional transport authority
• PAN Card issued by Income Tax Dept. /UTITSL/ NSDL
• Voter ID card
• Job card issued by NREGA duly signed by an officer of the State Government

• Address Proof
• Aadhar letter card issued by Unique Identification Authority of India (UIDAI)
• Valid Passport with photograph & signature
• Driving license (Handwritten or laminated) issued by regional transport authority
• Voter ID card
• Job card issued by NREGA duly signed by an officer of the State Government

Documents to be obtained for HUF:

• Declaration from the Karta.
• Copy of PAN / Form 60 of HUF
• Proof of Identification and address of Karta.
• Prescribed Joint Hindu Family Letter signed by all the adult coparceners
• Identity of the adult coparceners

Application mode